XRP crash warnings are intensifying after a cryptocurrency veteran revealed he had already sold 70% his holdings. He also cited a pattern that is nearly identical to Cardano’s 2021 devastating crash. The XRP price collapse alert has been spearheaded by XRP_SPARTAN, a Reddit-user and former XRP enthusiast, identified several patterns which suggest that the token replicates Cardano’s 450 days of consolidation. XRP currently trades at $1.90. The XRP price is around 50% lower than its peak in July 2025 of $3.65. The XRP Bear Market has sparked major investor concerns as the technical charts are flashing warning signals.
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XRP Price Forecast for 2026 and Future Risks
Old Bull Warnings of Cardano Style Pattern
This analysis of the XRP crash by a former bull has gained traction among cryptocurrency communities. It focuses on XRP’s 430-day-long consolidation that occurred around its all-time 2018 high. The 430-day consolidation has changed many trading perspectives and is almost identical to Cardano’s 450 day range prior to its collapse. Many investors are worried about the comparison between Cardano and XRP. The ETFs announcements in August and the ending of the litigation were all good news released by market participants at the top of the markets. These news releases are historically linked to major market turns.
XRP_SPARTAN stated:
“I’ve been a huge bull on XRP for many years but I have sold most of my tokens and I plan to sell the rest very soon. XRP is clearly in a bear market.”

Cardano’s previous 2018 ATH was reached in 2021. Then, the coin collapsed.
This trader said that the markets punish herds, as they have been seen in several important market cycles. Analysts who have seen similar patterns are taking this XRP prediction seriously. This has accelerated many major discussions in trading communities.

In 2024, XRP started consolidating about 430 day around its 2018 ATH.
The Institutional Forecasts Show a Different Picture
Despite the growing XRP fears of a bear market and its collapse, which are sweeping across all trading communities today, certain voices from institutions have taken a more positive approach through research.
Standard Chartered’s Geoffrey Kendrick XRP is predicted to reach $8 in 2026. This prediction was made using a variety of major analytical frameworks. The $10 billion ETF supply shock is a major factor in his XRP 2026 price prediction.
Since their November 2025 launch, Spot ETFs for XRP have attracted $1.3 billion. This is significant, but far from Kendrick’s goal. Since November 2025, the exchange balances dropped to 1.6 million tokens. It is a new low for seven years that has changed liquidity dynamics.
Ripple XRP’s future is really dependent on the ability of institutional demand to override bearish technical patterns. Many people who have bought at the peak, particularly those who did so after hearing about the ETF and the news regarding the lawsuits are now concerned that the XRP prices will collapse. Technical analysts claim that XRP’s price movement mirrors Cardano’s before it collapsed, but not all agree with this.
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Prices Targets Can Be Bearish or Bullish
They are using a variety of major methods to create their forecasts. They use various major methods of analysis available to create their forecasts.Conservative analysts estimate that XRP will stabilize between $2.50 and $3.50. Standard Chartered has set bullish targets of up to $8.
Analysts who are bearish believe that XRP could hit a support level at $1.50 or lower if the selling pressure increases. The current XRP discussion is in line with this bearish scenario.
The XRP crash prediction is only true to the extent the market responds to the upcoming catalysts, but will also be realized if new demand counters the current selling pressure.
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Source: watcher.guru

